The way around
most problems is to be proactive. Sometimes we can't always see
a problem coming, but most times the signs are there for us to see.
Case in point is how a simple, yet elegant sign, The Original
Pet Postings® can help you avoid a real headache. Read on please.
Most homeowners
do not realize that two or three claims (even modest ones) within
three years are prompting many insurance companies to dump clients
after their current policies expire. Being dropped by an insurance
company is a big problem for two reasons:
- lenders won't
carry a mortgage without insurance and
- with ever
sophisticated databases, few other insurance companies want to
take on a client with a loss record.
The following
points are from a May 12, 2002 column by Kathy Kristof (syndicated
columnist for Tribune Media Services) On Personal Finance titled: Insurers take a tougher line on dog coverage.
- One-third
of all liability claims on homeowners insurance are related to
dog bites.
- Over the
last several years, many insurers have implemented rules aimed
at limiting their exposure to dog bite claims.
- The message
to homeowners is clear: Pay attention to the pet or be ready to
pay.